UK Property Investment Blog

Speaking to future retirees in a recent survey, price comparison site uSwitch.com discovered that 10% of 55-65 year olds felt they did not have the finances to retire at 65.

Hindered by the increasing reductions in interest rates and pension funds, more than 18% of over 65 year olds revealed that they planned to continue working beyond retirement to help finance them in later life.

A discovery that truly puts into perspective the rising retirement crisis.

Is there an alternative solution?

Whilst many retirees are feeling the necessity to continue working well into retirement; there is a simpler route to achieving a secure future that could even allow you to retire early: property investment.

More than 1.7 million pensioners across the UK are already using property investment to help build up their pension fund by realising the equity growth within their properties. And you can do the same. The only difference will be, you will know where and when to invest.

How can property supplement your pension?

If you were one of those pensioners who had already invested, you may be finding that acquiring extra cash through the sale of your properties is now very difficult.

This obstacle can easily be overcome.

By resisting the desire to sell your properties and waiting for the property market to re-stabilise, you can sit back and watch as your property investments experience capital growth.

Alternatively, you can begin earning an instant positive cash flow of £500+ a month simply by turning your property investments into rental properties.

A task which at Property Mentor we can help you to achieve.

Structure your property investments for long term success

If you DO want to use property to help support your pension, then, choosing now to become a professional landlord could be more affordable than you think.

Private pensions have taken a huge blow in the last 17 months, according to pension consultants Aon.

Following a study into the effect falling share prices is having on private pensions, it was discovered more than 3.7 million people across the UK are experiencing falls of 29% in the value of their pensions. A reduction of over £161 billion.

Which schemes are involved?

Primarily focused on those involved in final-salary schemes, other projects affected by these pension reductions include: individual private pension plans, company DC schemes and additional voluntary contributions (AVC’s).

How will these falls affect those near retirement?

Whilst many homeowners are choosing to for-go making pension contributions until the economy has recovered, this could be a big mistake.

With people on average living longer than they did 15 years ago – men 77.2 years; women 81.5 years – more and more people are entering into retirement without the adequate funding to support them in later life.

So whilst reducing your pension contributions may be helping your current finances, in the long term this – combined with the existing economic climate – could have a damaging affect upon your future.

Is there a safer way to secure your finances?

The simple answer is yes. Whilst paying into a pension scheme may feel risky at the moment, there is alternative route you can take that will allow you to safely build up your pension no matter the financial climate: Property investment.

By investing in buy-to-let properties and leasing them out to tenants, you can offer yourself an additional positive income of £500 every month that can all be done in your spare time.

Don’t miss your chance to start now. We’ve got everything you need to do this. Click here!